Financing
Mortgage Calculator
Calculate your personal property financing — with daily updated rates, additional costs and extra payment options.
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€
Transfer Tax (5%)17.500 €
Notary (~1,5%)5.250 €
Land Registry (~0,5%)1.750 €
Total Cost374.500 €
0%80%
Fixed Interest Period
%
%
0%10%
Monthly Payment
1.323 €
per month
Interest share / Repayment share
57%
43%
Interest share: 57%Repayment share: 43%
Crossover Effect
Year 1
64%
36%
Interest: 10.181 €Repayment: 5.695 €
Last Year (Year 10)
50%
50%
Interest: 7.956 €Repayment: 7.920 €
Detailed Results
Loan Amount280.000 €
Interest(10 yr)91.226 €
Repayment(10 yr)67.534 €
Total Payments(10 yr)158.760 €
Remaining Debt
after fixed period212.466 €
after fixed period212.466 €
Total Interest (full term)171.465 €
Total Duration~29 years
Financing Overview
Purchase Costs
Purchase Price350.000 €
+ Additional costs24.500 €
= Total374.500 €
Financing
= Loan amount280.000 €
+ Total interest171.465 €
= Total financing451.465 €
Monthly Costs
Mortgage payment1.323 €
= Total monthly1.323 €
| Year | Repayment | Interest | Remaining |
|---|---|---|---|
| 1 | 5.695 € | 10.181 € | 274.305 € |
| 2 | 5.908 € | 9.968 € | 268.397 € |
| 3 | 6.128 € | 9.748 € | 262.269 € |
| 4 | 6.357 € | 9.519 € | 255.912 € |
| 5 | 6.594 € | 9.282 € | 249.318 € |
| 6 | 6.840 € | 9.036 € | 242.477 € |
| 7 | 7.096 € | 8.780 € | 235.382 € |
| 8 | 7.360 € | 8.516 € | 228.021 € |
| 9 | 7.635 € | 8.241 € | 220.386 € |
| 10 | 7.920 € | 7.956 € | 212.466 € |
Non-binding example calculation. Not a financing offer. Actual conditions may vary. All information without guarantee.
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